What happens to a car when it is written off?
When your car’s written off, it’s retained by your insurance provider – you get a pay-out in compensation.
But if your car falls into what was known as Category C or Category D (now replaced with Category S and Category N respectively) then you have the option of buying it back and fixing it yourself..
How do you check if a car has been scrapped for free?
You cannot check if a vehicle has been scrapped directly with the DVLA for free sadly, but you can buy a car check from us (or elsewhere) and check it that way. This is because the DVLA does not release this information for free.
Am I still insured if my car is written off?
This can come as a bit of a shock to some motorists, but when your car is written off and you claim on your insurance you’ll still be required to meet your monthly insurance payments until the end of the policy, even if you no longer have the car.
How much damage before a car is written off?
Generally, any repairs that exceed around half to two-thirds of the value of the vehicle may lead the insurer to consider the car not worth repairing and therefore a write-off. Ultimately, an insurer will not repair a car if it is unsafe or uneconomical to do so.
Do I need to tell DVLA if my car is written off?
You must tell DVLA if your vehicle has been written off and scrapped by your insurance company. Writing off and scrapping your vehicle is the same as selling it to your insurance company.